Would You Like This Break?

Lots of people are forclosing on their homes, and lots of them are hard working citizens who just lost jobs or got pay cuts. The government is trying to fix this by changing intrese rates and get people to refinanced. We all know how hard it is to get a loan now. If only it was like this 5 years ago maybe we wouldn't be in this problem. I like this ideal, why cant we let people who are not in forcloser a chance to stay out of forcloser by letting them get a 4 month break on their mortgage. Let them not have to pay their mortgage for 4 months and just add those 4 months to the end of their mortgage this will give them a chance to pay other bills like credit cards that are probably getting to big or a chance to find a job. If you agree/diagree, or know a way to get this info on the news PLEASE LET ME KNOW!!!!!